Underinsured Motorist Coverage

Video Transcript:

Cindy: What is underinsured motorist coverage? That’s our topic for this episode of Main Street Law. I’m Cindy Speaker and my guest today is South Carolina personal injury attorney George Sink of George Sink Injury Lawyers. George, welcome and thanks for joining me today.

George: Well, thank you very much, Cindy. It’s a pleasure to be here.

Cindy: George what is underinsured motorist coverage, could you explain that to us?

George: I sure can. What happens is if you’re involved in a collision, you have the ability to get additional money if you’re hurt badly to put on top of the money that you’re otherwise entitled to, so if the other person hits you, they have coverage, but it’s not enough. You can get more through your insurance company and it is cheap. I’d get a lot of it. I’ve got a million dollars. It’s so cheap that it’s not a big investment and it really helps you.

Cindy: Now, does everybody have under insured motorist coverage? Is that mandated by the state?

George: No, it is not. It is something that you can get for yourself if you’re so inclined and I always recommend that because the people that need it will tell you all of my clients who have ever needed it says it’s the best thing they’ve ever done.

Cindy: George, what do you recommend that our listeners do in regards to obtaining this important coverage?

George: I would talk to your agent immediately and just say I heard this program and the lawyer was empathic about getting this because it protects you and your family.

Cindy: Before they do that, if they have questions, can they contact your office to help guide them and if so, how?

George: Well, they can call us at 1-800-849-SINK or they can get us on our website which is www.sinklaw.com.

Cindy: Very good. Until next time, this is Cindy Speaker for State Law TV.